Why make a road accident insurance claim?

After a road traffic accident, the first thing that you should do is exchange details with the other parties involved. Take details of any witnesses that were present at the scene, and if possible take pictures. Some people have a disposable camera in their glove box for exactly this eventuality, but a picture taken from your mobile phone will do. Next contact your insurers.  You then have to decide whether you will pursue a claim for compensation on your insurance policy, or whether you should make a road accident insurance claim. Here are some questions that could help your decision.

Were you at fault?

The truth is that if you were at fault to any extent, your insurance company may not be prepared to take the matter further for you. They will shrug off their responsibility and keep your premium. If you think that doesn’t seem fair, you’re right. It isn’t.

However, road traffic accidents are often not as clear cut as being 100% either party’s fault. It is difficult to judge in the circumstances of a confusing situation who was to blame, so if you are certain that the part you played in causing the accident was minor, you might still have a claim.

For example, imagine if you were injured in a collision between a number of motor vehicles. Perhaps one motorist was mostly to blame as they were driving recklessly, but could not stop quickly enough to avoid the crash and tried to swerve out of their way.

How much is the claim worth?

Insurance companies are interested in settling road accident insurance claims as quickly as possible. They have hundreds of files on their desks, and want to close them as soon as they can. This can mean that they do not fight for the maximum amount of compensation that is available to you.

100% Compensation fight hard for every client. You can get an assessment of your claim using our free helpline, and fight out how much compensation could be available to you. If your insurer will not fight for the true amount, we will.

How complicated is the claim?

If your claim has a very low value (say a few hundred pounds), and arises from a simple set of circumstances, you might consider sticking with your road accident insurance claim, as it could be settled very quickly.

But don’t forget that it is always worth contacting Maximum Compensation for an assessment of your situation. Someone will contact you with an assessment of your claim within 24 hours of your online claim form being submitted. It will not cost you anything and will not delay your road accident insurance claim, if that is how you wish to proceed.

Warning! You could get more compensation without making a road accident insurance claim. Fill in our online claims assessment form today and one of our personal injury lawyers will call back and tell you how.

1. Fill in the 2 minute 'Free Online Claim Assessment Form'
2. Contact us on any of the following numbers: 08707 02 02 02 or 0800 292 2182
3. Email us at accidenthelp@100percent-compensation.co.uk or
4. Fill in the call back form and we shall call you back at your convenience.

Please note the service we provide is confidential and it won't even cost you for trying.

"Great communications, in easy to understand language. Friendly and efficient.

I would recommend with confidence."

Y. B. Lincolnshire

"Excellent service. Achieved claim rank 5 in 6 days !!!"

W. A. Leeds, Yorkshire

"I'm very pleased with 100% Compenstation, everything is going along smoothly and I've been treated very well. Everything has been made easy and the solicitor was very nice and understanding."

C. H. Skelmersdale