Personal Accident Insurance -

• Or claim compensation on a no win no fee agreement

If you’ve been involved in a road accident or a work accident that resulted in injuries, the need for personal accident insurance arises. Of course, you are insured and everything, but what can you do to get compensated for your losses?

The first thing you need to do is to call your insurance company

Don’t take your time calling them because if you wait too long you may be too late. You will be requested to file a compensation claim. Make sure that you respect all the deadlines, because you don’t want everything to go down the drain because you didn’t.

Then, a claim adjuster will analyse your case. You will be presented with a sum of money which will represent your compensation. You take a good look at it and you have a nagging feeling that something’s not right. “Oh God, I need to call my lawyer”, you’ll be thinking. Ooops. Did I say 'lawyer'?

Yes, that’s exactly what I said. But a lawyer is not the same thing as a lawsuit, so don’t be scared at the prospect of calling one. Your insurance company will want you to accept the smallest amount of compensation possible. And you’ll be amazed by the amount of people who settle for nothing more than a 'big Sunday’s shopping in the mall' sum of money.

But you know better. You know that you don’t necessarily have to take the bait and you call a lawyer, who will appoint you for a meeting. You have no idea how many very good specialists are available out there who will gladly help you. Either a road accident specialist or a work accident specialist, it doesn’t matter as long as you have a case.

Anyway, back to business. You go to the meeting with the chosen solicitor and you get interviewed by him. He asks you everything related to the case and you answer him honestly, because you don’t want to sabotage your own claim. If you have some pieces of evidence, it’s even better. They are like foundation bricks to build a solid case upon. Your lawyer will double-check them anyway and will look for more, but it certainly is a very good place to start.

Now, he will tell you how much compensation you can REALLY get and you say to yourself “Now that’s more like it. It’s all starting to make sense”. And now you have your lawyer ’s powerful negotiation skills at your disposal. That’s an important weapon.

But wait. “The lawyer may cost me more than my compensation”, you may be thinking. Again, that’s not true. There’s a little thing called 'no win no fee' arrangement, or it's technical term 'conditional fee agreement'. Working under such an agreement gives you the opportunity to pay your lawyer only with the condition of him winning the case. But the fees are not paid by you but the party you are claiming against.

Now, the choice of getting compensated solely with the help of your insurance company or with the help of a lawyer depends on a simple factor: the seriousness of the case. If you have sustained minor injuries, there’s no point in hiring a lawyer and you should go for your insurance company’s compensation. I mean, this is exactly what a personal accident insurance is good for.

It's easy to proceed with a personal accident insurance and gain maximum results without the hassle, costs and confusion. Discover how to finish 50% of your claim in 7 days or less at:
http://www.100Percent-Compensation.co.uk

1. Fill in the 2 minute 'Free Online Claim Assessment Form'
2. Contact us on any of the following numbers: 08707 02 02 02 or 0800 197 8567
3. Email us at accidenthelp@100percent-compensation.co.uk or
4. Fill in the call back form and we shall call you back at your convenience.

Please note the service we provide is confidential and it won't even cost you for trying.

"Great communications, in easy to understand language. Friendly and efficient.

I would recommend with confidence."

Y. B. Lincolnshire

"Excellent service. Achieved claim rank 5 in 6 days !!!"

W. A. Leeds, Yorkshire

"I'm very pleased with 100% Compenstation, everything is going along smoothly and I've been treated very well. Everything has been made easy and the solicitor was very nice and understanding."

C. H. Skelmersdale